supreme court including by special appointment by both the clinton and bush justice departments. he's established himself as a tireless public servant and a defender of the public interest. and for these reasons and more we, the ncrc, awarded him with the henry b. gonzalez award in 2010 for his outstanding public service. and so we're pleased to have him here. so help me welcome the director of the cfpb, richard cordray. thank youment. [applause] >> thank you. thank you, bob. i could feel your distress as john was up here speaking about the -- i was afraid he might refer to the internets, and we might have to give him the hook. john told you he's over 50, i'm slightly over 50. [laughter] and back in our day between was part of the song rockin' robin, remember little michael jackson used to sing that. [laughter] now it has a much more respectable pedigree. [laughter] thank you, all of you, for inviting me here to be with you today. because of what you do every day, fighting to improve the lives of the nation's most vulnerable and underserved consumers, you are my personal heroes,